In some cases, a person suffers serious injuries, such as long-term back problems or a traumatic brain injury (TBI) in an accident where there is little damage to his car. Sometimes, injuries and symptoms are not apparent for a few weeks or months after the wreck. You may still have a possible claim for compensation against the other driver if this happens.
When You Can Make a Claim Against a Negligent Driver
Florida is a no-fault auto insurance state. This means that every driver in Florida is required to maintain his own insurance for vehicle damage, lost wages, and medical bills. However, he can still pursue a claim for compensation against the other driver in the following situations:
The injuries are considered permanent.
Significant and permanent scarring or disfigurement occurred.
Significant and permanent loss of a bodily function occurred.
Because you live in a no-fault state, you may not want to pursue a claim if your injury was truly minor—such as a cut requiring only a few stitches. However, you may be entitled to compensation if your injuries are serious enough under Florida law. You 
should not assume your injuries are “minor.” Many injuries—including neck injuries, back injuries, traumatic brain injuries, and other head injuries—can cause long-term medical problems and changes to your life that could entitle you to compensation.
If your vehicle suffered only minor damage, you can expect that the other driver’s insurance adjuster and defense attorney will try to argue that your injuries are not serious. That’s why you need an experienced car accident attorney advocating for you. Order my free book, Your Guide to Accident Claims in Florida: Don’t Wreck Your Injury Case, to learn more about your legal rights and call our experienced legal team at (727) 345-4566 to schedule a free consultation to learn how we may be able to help you.
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